Effective Date: 12/7/2025
Welcome to the website of GS Kanth, Independent Insurance Agent("Agent," "I," "me," or "my"). The Agent is a licensed independent insurance producer in the state of Arizona. These Terms of Use govern your access to and use of www.myinsuranceagent.online (the "Website").
By accessing, browsing, or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with any part of these Terms, you must not use the Website.
I am an independent, licensed insurance agent, not an insurance company, brokerage, or formal business entity (such as an LLC or Corporation). I am an independent contractor and not an employee of any insurance company.
The Website is offered and available to users who are 18 years of age or older. By using this Website, you represent and warrant that you are of legal age to form a binding contract.
The content on this Website, including descriptions of insurance and retirement products, is for general informational purposes only and is intended for use by Arizona residents. The information provided here does not amend, modify, or supplement any actual insurance policy terms, conditions, or exclusions.
NO INSURANCE COVERAGE IS BOUND, ADDED, ALTERED, ORCHANGED BY SUBMITTING A FORM ON THIS WEBSITE, SENDING AN EMAIL, OR LEAVING AVOICEMAIL.
TheWebsite does not provide and should not be construed as providing professionallegal, tax, accounting, or investment advice. You should consult with qualifiedprofessionals for advice specific to your situation.
THE WEBSITE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE"BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. I expressly disclaim all warranties, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose. I do not warrant that the Website will be uninterrupted, constantly available, or free of errors or viruses.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL I BE LIABLE FORANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING LOSS OF BUSINESS, REVENUE, DATA, OR USE) ARISING OUT OF OR INCONNECTION WITH YOUR USE, OR INABILITY TO USE, THIS WEBSITE OR THE CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY.
You agree to indemnify, defend, and hold harmless GS Kanth, from and against all losses, costs, liabilities, and expenses (including reasonable attorneys' fees) incurred by me resulting from or arising out of:
The Website and its entire contents, features, and functionality (including all information, software, text, displays, images, and the design) are owned by me and are protected by United States and international copyright, trademark, and other intellectual property laws. You are granted a non-exclusive, non-transferable, revocable license to access and use the Website strictly in accordance with these Terms.
The Website may contain links to third-party websites, including the application platform (Back9 Solutions) mentioned in our Privacy Policy. These links are provided for your convenience only. I have no control over the contents of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them. Once you leave this Website, these Terms of Use and our Privacy Policy are no longer in effect.
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Arizona, without giving effect to any principles of conflicts of law. You agree that any legal suit, action, or proceeding arising out of or related to these Terms will be instituted exclusively in the federal or state courts located in Maricopa County, Arizona.
I reserve the right to revise and update these Terms of Use at any time at my sole discretion. All changes are effective immediately when posted. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.
