Privacy Policy

Effective Date: 12/7/2025

This Privacy Policy describes how GS Kanth, an independent, licensed insurance producer in the State of Arizona ("I," "me," or "my"), collects, uses, and discloses the limited personal information provided by visitors and users of my website, https://www.myinsuranceagent.online/

I am committed to maintaining the privacy and security of the personal information I collect, in compliance with applicable federal and Arizona state laws, including the Arizona Insurance Information and Privacy Protection Act (ARS § 20-2101 et seq.).

1. Information I Collect

I only collect a limited set of Non-Public Personal Information ("Personal Information") directly from you through the contact and quote request forms on my website.

 1.1 Information You Provide Directly

When you request a quote or consultation, you voluntarily provide the following information:

  • Contact Information: Full Name, Phone Number, and Email Address.
  • Product Interest: The specific type of insurance or retirement product you are interested in.
  • Communication Consent: By submitting your information, you give me express consent to contact you via email and phone to service your request
1.2 Information Collected Automatically (Non-Personal)

I may automatically collect non-personally identifiable information about your device and usage to improve the service:

  • Usage  Data: IP address, browser type, operating system, and pages viewed.
  • Cookies: I may use cookies and similar tracking technologies. You can manage these in your browser settings.

2. How I Use Your Information

I use the limited Personal Information I collect for the following business purposes:

  • To contact you and schedule a consultation as requested by you.
  • To provide you with a price quote for the requested product.
  • To transfer your information to the application platform to facilitate the full application process (see Section 3).
  • To respond to your inquiries and provide customer support.

3. Disclosure and Sharing of Your Information(Third-Party Application Platform)

3.1 Third-Party Disclosure to Back9 Solutions

To fulfill your request for a quote and application, I disclose (transfer) the limited Personal Information you provide (Name, Phone, Email, Product Interest) to my licensed third-party application platform, like Back9 Solutions or other similar Business Entities.

  • This disclosure is solely to enable Back9 Solutions to perform a business, professional, or insurance function on my behalf, which is permitted under state and federal law.
  • I only share the information required to facilitate the transaction you requested and require Back9 Solutions to maintain the confidentiality and security of your information.
3.2 Governing Policy for Sensitive Data

I do not collect or store sensitive personal information such as your Social Security Number, medical history, or detailed financial information. That data is collected directly by the application platform and the final insurance carrier for underwriting purposes.

Crucial Disclaimer: The collection, use, protection, and disclosure of all subsequent sensitive information are governed entirely by the third-party platform's policy. I encourage you to review their policy before submitting any sensitive data:

Back9 Solutions Privacy Policy: GitHub - back9ins/privacy-policy

4. Your Rights and Choices

You may exercise your rights concerning the limited personal information I hold by contacting me (see Section 6):

  • Opt-Out of Communications: You may opt-out of receiving marketing communications from me by notifying me directly or by following the unsubscribe link in any email.
  • Right to Access and Correction: You have the right to request access to the Personal Information I have collected about you and to request correction of any  recorded information you believe is inaccurate.

5. Data Security

I restrict access to the limited Personal Information I collect (Name, Email, Phone) to myself and service providers who need to know that information to service your request. I maintain reasonable physical, electronic, and procedural safeguards designed to protect this information from unauthorized access or disclosure.

6. Cookie Policy

This section details how the cookies and similar technologies on my website, https://www.myinsuranceagent.online/.

6.1 What are Cookies?

Cookies are small text files stored on your device (computer, phone, tablet) when you visit a website. They are widely used to make websites work more efficiently and to provide reporting information.

6.2 How I Use Cookies

I use cookies to help with the following functions:

  • Analytics and Website Improvement: To understand how visitors use my site, which pages are most popular, and identify areas for improvement.
    • Google Analytics: Used to gather and analyze non-personally identifiable information about website traffic and user behavior.
  • Advertising and Marketing: To serve personalized advertisements, measure the effectiveness of my ad campaigns, and communicate with you after you leave the site.
    • Google Ads: Used for advertising, which may set cookies to track ad performance and deliver relevant ads (remarketing).
    • HubSpot: Used for marketing and customer relationship management, which may set cookies to track your interactions, manage form submissions, and personalize your experience.
  • Essential Functionality: To remember your settings and preferences.
6.3 Third-Party Cookies

In addition to first-party cookies (set by this website), third-party vendors, including Google and HubSpot, also set cookies to provide their services.

The information collected by these third parties is governed by their respective privacy policies. You can find more information about how Google collects and processes data here and details about HubSpot's cookies on their websites.

6.4 Your Consent and Choices

Continued use of the website requires acceptance of the use of cookies for the purposes described above.

  • Acceptance: By clicking "Accept" on the cookie banner or by continuing to use this website after viewing the banner, you consent to the use of all cookies described in this policy.
  • Refusal: If you do not wish to consent to the use of cookies, your only option is to cease use of the website.
  • Browser Settings: You can manage cookies by adjusting the settings in your browser (e.g., removing or rejecting all cookies). However, disabling essential cookies may impact the functionality and performance of the site.

7. Contact Information

If you have any questions about this Privacy Policy or my information practices, please contact me at Phone: 602-888-0753 or via Email: life@myinsuranceagent.online